The key requirements for online shops on uptime, ease of integration, functionality, and pricing include: simplicity in integration, platform stability, and consistency to provide customers with a reliable experience, regardless of their geographic location.
Seamless integration is the name given to invisible payments or the perfect solution for e-commerce to offer centralised payment methods in a secure, fast and almost unnoticeable way for the customer. Thanks to advanced technology in the fintech sector, this goal is becoming possible and already allows us to make purchases in any establishment, without having to carry physical money in your pockets or cards.
If you own an online store, we recommend you continue reading this post to find out what the integration of your payment methods consists of.
But…how to get a simple integration that doesn't affect the course of your sales?
The role of payments integration in eCommerce
Generally, not all shops have the same needs, it also depends on their size. For example, a medium or small eCommerce may be more concerned about speed through fast integration that doesn't give you problems. A large shop, however, may pay more attention to the customer experience to make decisions. In any case, seamless integration or invisible payments are a key alternative for any online business.
Over the years, the industry has responded with faster and more secure payment options, leading to invisible payments. The user is increasingly demanding and does not want to take many steps when making a purchase. The easier, the better. In this sense, seamless integration offers two fundamental advantages: speed and not having to carry cash or cards.
For the business, it streamlines its digital transformation process and improves its corporate image, managing to stand out from the competition. Therefore, to achieve simple integration in your online shop, you must choose a solution that suits your needs.
Integrate payment solutions transparently and smoothly!
Seamless integration with PayXpert
Typically, using a server-to-server API, the merchant transfers all the information required to make the payment directly to the system or payment gateway (PayXpert) through an HTTP request. The eCommerce is responsible for collecting and storing confidential payment details from its customers. And it must ensure the security and confidentiality of those details.
Your integration process will be easy and reliable: Experience the best way to work with a secure and reliable company, and have a dedicated account manager who understands your needs and how you can use our experience to help you improve your payment scheme. You won't be alone. We’ll be with you every step of the way. It's not magic, it's PayXpert.
Advantages of integrating your payment methods
Over the last few years, we have seen numerous advances in invisible payments beyond the electronic signature activated with our world’s footprint: PCI UVR, facial biometrics, blockchain technology, virtual reality, microchip, MOTO, Virtual POS, etc. The main advantages of integrating your methods are:
- They open up a world of possibilities in online businesses to bring together all forms of payment in a single place.
- It reduces the abandonment rate through intuitive payments and easy navigation. For this, it is important to have a unified login and a common interface.
- It eliminates the need for multiple providers of reports, gateway, risk analysis, etc.
- It optimises your online business and all the operations performed.
- Customers feel more comfortable and satisfied.
- The payment process is simple.
- It increases the conversion rate.
The best solution for your business will be the payment gateway that best suits your needs and those of your customers. Benefit from innovative payment technology. We help you improve your conversion rate while keeping you safe from chargebacks.
The security of invisible payments
The storage and management of personal data is one of the most important points within today’s companies. In the case of transaction data carried out in e-commerce, PCI DSS, or Payment Card Industry Data Security Standard, created for its protection and security, is responsible for regulating the management and storage of data associated with people's payment cards.
Do you manage card data in your online store? Then, you must also keep your financial information safe through regulatory compliance.
The peace of mind of your business and your customers is priceless. That's why at PayXpert we want to talk to you about tokenization. A token is a numeric series associated with the sensitive data of a user and one that replaces it. In this process, a single value or series is used per customer. It is a process that goes through two main phases: encrypting/decrypting sensitive data and assigning a token to that encrypted data.
At PayXpert we offer our customers a payment gateway with data tokenization, with which you can not only protect the information of your customers, but also save it once it has been entered by the customer, so that future payments can be made with a single click. Easy, fast and convenient.
We understand that a shop should not only be able to customise their payment page, but also create different pages for testing purposes or for a different subset of customers. That's why we've integrated an easy-to-use payment page editor that allows you to do so.
Our team works to offer you the most advanced optimisation tools on the market. Benefit from the continuity in your business’ sales without losing revenue or putting your data at risk. Now, you can import all your history as well as tokens with maximum security.
And to make the integration process easy and comfortable for you, we have the most popular plugins on the market, as well as an easy to implement API.