{"id":3379,"date":"2020-09-17T08:00:00","date_gmt":"2020-09-17T08:00:00","guid":{"rendered":"https:\/\/blog.payxpert.com\/2020\/09\/17\/historia-de-la-industria-de-pagos\/"},"modified":"2025-11-11T13:49:15","modified_gmt":"2025-11-11T13:49:15","slug":"historia-de-la-industria-de-pagos","status":"publish","type":"post","link":"https:\/\/blog.payxpert.com\/es\/historia-de-la-industria-de-pagos\/","title":{"rendered":"Historia de la industria de pagos"},"content":{"rendered":"<h2><span data-contrast=\"auto\">Las soluciones de pago nacen para satisfacer la creciente demanda de un mercado cada vez m\u00e1s globalizado y digital<\/span><\/h2>\n<p><span data-contrast=\"auto\">El acto de comerciar es tan antiguo como la especie humana. Bien sea mediante el trueque o intercambio, despu\u00e9s con la invenci\u00f3n de la moneda&#8230; Y ahora mediante el pago electr\u00f3nico. Esta evoluci\u00f3n siempre ha perseguido adaptarse al estilo de vida de las distintas sociedades a lo largo de la historia. Como consultores expertos en&nbsp;<\/span><span data-contrast=\"auto\">fintech<\/span><span data-contrast=\"auto\">&nbsp;(y m\u00e9todos de pago electr\u00f3nico), venimos a hablarte de la <strong>\u00faltima tecnolog\u00eda de pagos<\/strong>, y de su evoluci\u00f3n hist\u00f3rica desde la aparici\u00f3n de las primeras tarjetas de pago, hasta que surgen empresas como&nbsp;<\/span><span data-contrast=\"auto\">PayXpert<\/span><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><!--more--><\/p>\n<h3><span data-contrast=\"auto\">Una nueva era para las soluciones de pago: nace la tarjeta de cr\u00e9dito<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/h3>\n<p><span data-contrast=\"auto\">Aunque las primeras tarjetas de pago datan de comienzos del siglo XX, no es hasta 1958 cuando surgen las que hoy conocemos como <a href=\"https:\/\/www.visa.es\/\" rel=\"nofollow noopener\">Visa<\/a> y <a href=\"https:\/\/www.mastercard.es\/es-es.html\" rel=\"nofollow noopener\">Master&nbsp;<\/a><\/span><a href=\"https:\/\/www.mastercard.es\/es-es.html\" rel=\" noopener\"><span data-contrast=\"auto\">Card<\/span><\/a><span data-contrast=\"auto\">. Empezaron como tarjetas de papel que poco despu\u00e9s evolucionar\u00edan a la tarjeta convencional de pl\u00e1stico que conocemos hoy d\u00eda. Estos sistemas de pago se caracterizaban por un procesamiento de car\u00e1cter centralizado, que daba pie a la creaci\u00f3n de sistemas abiertos. Entran en Espa\u00f1a a partir de los a\u00f1os 60, y se generalizan a partir de los 80. A d\u00eda de hoy<span style=\"font-weight: bold;\"> el <a href=\"https:\/\/www.bbva.com\/es\/historia-de-las-tarjetas-de-credito\/\" rel=\"nofollow noopener\">70% de los consumidores utilizan tarjeta de cr\u00e9dito o d\u00e9bito como forma de pago<\/a><\/span>, y tener m\u00e1s de una es algo com\u00fan.&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Con el pago con tarjeta nacen los terminales de procesamiento de pagos, y con ellos los&nbsp; Electronic C<\/span><span data-contrast=\"auto\">ommunications<\/span><span data-contrast=\"auto\">&nbsp;<\/span><span data-contrast=\"auto\">Service<\/span><span data-contrast=\"auto\">&nbsp;<\/span><span data-contrast=\"auto\">Providers<\/span><span data-contrast=\"auto\">, o Proveedores de Servicios de Comunicaci\u00f3n Electr\u00f3nica. Estas entidades nacen con el \u00fanico objetivo de dar amplia cobertura a los pagos electr\u00f3nicos, con la mayor tasa de aceptaci\u00f3n posible. Tanto es as\u00ed que <strong>hoy nos parece normal poder pagar con nuestra tarjeta habitual en comercios de todo el mundo<\/strong>.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Es cierto que los m\u00e9todos de pago modernos nacen para dar respuesta a la evoluci\u00f3n del comercio, pero el comercio tambi\u00e9n se ha transformado con la llegada de la tecnolog\u00eda de pago. Podr\u00edamos decir que se trata de una relaci\u00f3n de evoluci\u00f3n rec\u00edproca. Un ejemplo de ello es la creciente digitalizaci\u00f3n de los comercios con la llegada de internet a partir de mediados de los a\u00f1os 90.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span data-contrast=\"auto\">Pasarelas de pago, una herramienta para vender m\u00e1s en internet<\/span><\/h3>\n<p><span data-contrast=\"auto\">Se entiende como pasarela de pago a los servicios que presta una entidad de aplicaci\u00f3n de comercio electr\u00f3nico, que autoriza pagos a comercios online, o negocios con presencia f\u00edsica y digital. En otras palabras, ser\u00eda el an\u00e1logo al Terminal de Punto de Venta o dat\u00e1fono que encontramos en las tiendas f\u00edsicas.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<h4><span data-contrast=\"auto\">Historia de las pasarelas de pago&#8230; su recorrido&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:2,&quot;335551620&quot;:2,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/h4>\n<table data-tablestyle=\"MsoTableGrid\" data-tablelook=\"1696\" style=\"border-color: #99acc2; border-collapse: collapse; table-layout: fixed; margin-left: auto; margin-right: auto; height: 566px;\" cellpadding=\"4\" border=\"1\">\n<tbody>\n<tr style=\"height: 64px;\">\n<td style=\"text-align: center; height: 64px; width: 55px;\" data-celllook=\"4369\">\n<p><strong><span data-contrast=\"none\">Desde<\/span><\/strong><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 64px; width: 122px;\" data-celllook=\"4369\">\n<p><strong><span data-contrast=\"none\">Entidad<\/span><\/strong><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 64px; width: 167px;\" data-celllook=\"4369\">\n<p><strong><span data-contrast=\"none\">Actualmente<\/span><\/strong><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 104px;\">\n<td style=\"text-align: center; height: 104px; width: 55px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">1994<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 104px; width: 122px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">Authorize.net<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 104px; width: 167px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">CyberSource, anexo&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"none\">de Visa<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 64px;\">\n<td style=\"text-align: center; height: 64px; width: 55px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">1994<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 64px; width: 122px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">Global&nbsp;Collect<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 64px; width: 167px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">Ingenico<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 104px;\">\n<td style=\"text-align: center; height: 104px; width: 55px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">1996<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 104px; width: 122px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">CyberSource<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 104px; width: 167px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">CyberSource<\/span><span data-contrast=\"none\">,&nbsp;<\/span><span data-contrast=\"none\">anexo<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"none\">de Visa<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 64px;\">\n<td style=\"text-align: center; height: 64px; width: 55px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">1996<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 64px; width: 122px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">Ogone<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 64px; width: 167px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">Ingenico<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 64px;\">\n<td style=\"text-align: center; height: 64px; width: 55px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">1996<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 64px; width: 122px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">DataCash&nbsp;Group<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 64px; width: 167px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">Mastercard<\/span><span data-contrast=\"none\">&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 102px;\">\n<td style=\"text-align: center; height: 102px; width: 55px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">1997<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 102px; width: 122px;\" data-celllook=\"4369\">\n<p><span data-contrast=\"none\">Bibit<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"text-align: center; height: 102px; width: 167px;\" data-celllook=\"4369\">\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"none\">WorldPay<\/span><span data-contrast=\"none\">,&nbsp;<\/span><span data-contrast=\"none\">ahora<\/span><span data-contrast=\"none\">&nbsp;<\/span><span data-contrast=\"none\">Vantiv<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:1,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559740&quot;:420}\">&nbsp;<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h3><span data-contrast=\"auto\">Para vender por Internet necesitas una pasarela de pago multicanal<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/h3>\n<p><span data-contrast=\"auto\">Si te pido que pienses en los principales comercios electr\u00f3nicos&#8230; Las im\u00e1genes que se vienen a la mente de la mayor\u00eda son <a href=\"https:\/\/www.amazon.es\/?&amp;_encoding=UTF8&amp;tag=5c7d2991a2ac8-21&amp;linkCode=ur2&amp;linkId=7eb777e9cfdc3b04c9826f6d4840a34e&amp;camp=3638&amp;creative=24630\" rel=\"nofollow noopener\">Amazon<\/a> o&nbsp;<a href=\"https:\/\/www.ebay.es\/\" rel=\"nofollow noopener\">Ebay<\/a>, \u00bfno? Ambos surgen a lo largo de la d\u00e9cada de los 90, y tienen un largo recorrido de desarrollo hasta las empresas multimillonarias que son hoy. Este proceso de desarrollo pasa por muchos puntos de inflexi\u00f3n en los que ambos referentes del comercio electr\u00f3nico requieren soluciones para las nuevas necesidades que tra\u00eda consigo esta nueva forma de vender a todo el mundo.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Una de ellas (y quiz\u00e1 una de las m\u00e1s revolucionarias): fue <strong>la aparici\u00f3n de las pasarelas de pago<\/strong>. Antes de que estas aparecieran, las transacciones del comercio electr\u00f3nico eran gestionadas \u00fanicamente a trav\u00e9s de los procesadores de pago. Procesadores de pago como Visa, MasterCard o American Express que vieron como sus sistemas eran bombardeados con transacciones de todo tipo. Se trataban de transacciones de distintos tipos de clientes con necesidades de compra distintas, dif\u00edciles de gestionar de forma eficiente. Es entonces cuando, en vez de desarrollar sus propias pasarelas de pago, se dan cuenta de que <strong>ya existen entidades especializadas en desarrollar herramientas eficientes para gestionar de forma \u00f3ptima el&nbsp;<\/strong><\/span><strong>flujo de<\/strong><span data-contrast=\"auto\"><strong>&nbsp;transacciones<\/strong>.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Poco a poco, los comerciantes para los que trabajaban fueron migrando su clientela desde sus antiguas plataformas de pago hacia las pasarelas de pago, que ofrec\u00edan un servicio m\u00e1s completo y especializado. Es as\u00ed como comienza el boom de las pasarelas de pago. En sus inicios, los comercios electr\u00f3nicos ten\u00edan que trabajar con distintas pasarelas; tantas como tipos de clientes tuvieran. Esto se deb\u00eda a que cada pasarela ofrec\u00eda un \u00fanico tipo de canal, que no respond\u00eda a los h\u00e1bitos de compra de todos sus clientes. Trabajar con distintas pasarelas de pago era la \u00fanica forma de satisfacer a todos sus clientes.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Hoy d\u00eda, todo este proceso tan complejo es cosa del pasado. Una de las principales mejoras que han sido <\/span><span data-contrast=\"auto\">incluidas <\/span><span data-contrast=\"auto\">es la de ofrecer canales de pago ajustados a las necesidades de cada comerciante, asociados a los servicios de diferentes procesadores de pagos (s\u00ed, todo en una misma pasarela de pagos).<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span data-contrast=\"auto\">Fintech para ayudarte a vender m\u00e1s por internet en 2020<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/h3>\n<p><span data-contrast=\"auto\">Actualmente, los due\u00f1os de comercios electr\u00f3nicos tienen una amplia oferta de pasarelas de pago. Ahora, el factor que posiciona a una buena pasarela de pagos sobre las dem\u00e1s, es su capacidad para responder a los distintos problemas que afrontan las&nbsp;<\/span><span data-contrast=\"auto\">ecommerce<\/span><span data-contrast=\"auto\">&nbsp;en su gesti\u00f3n financiera. En otras palabras: que ofrecen un servicio ajustado a la realidad del comercio electr\u00f3nico. Consultores&nbsp;<\/span><span data-contrast=\"auto\">fintech<\/span><span data-contrast=\"auto\">&nbsp;que ofrecen mucho m\u00e1s que pasarelas de pago multicanal: te proporcionan una red&nbsp;<\/span><span data-contrast=\"auto\">multiadquiriente<\/span><span data-contrast=\"auto\">&nbsp;que te da las mejores tasas de aprobaci\u00f3n de pagos, que trabajan para prevenir el fraude o te ayudan a procesar e interpretar tu&nbsp;<\/span><span data-contrast=\"auto\">big<\/span><span data-contrast=\"auto\">&nbsp;data financiero.&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">En otras palabras, elevan las finanzas de negocios como el tuyo, ofreci\u00e9ndote una gesti\u00f3n optimizada a la vez que te ahorran tiempo y dinero.&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">En&nbsp;<\/span><a href=\"https:\/\/www.payxpert.com\/\" rel=\" noopener\"><span data-contrast=\"auto\">PayXpert<\/span><\/a><span data-contrast=\"auto\">&nbsp;desarrollamos herramientas de optimizaci\u00f3n financiera para el control de gesti\u00f3n de negocios sin miedo a la innovaci\u00f3n. Mant\u00e9n tus KPI bajo control, y observa de cerca el desarrollo de tu negocio. \u00bfQuieres saber m\u00e1s? Visita nuestra web, descubre nuestras herramientas y servicios e imagina&nbsp;las miles&nbsp;de formas en las que podr\u00edamos crecer juntos. <a href=\"https:\/\/www.payxpert.com\/es\/contacto\/\" rel=\" noopener\">Cont\u00e1ctanos<\/a> y solicita asesoramiento personalizado de la mano de nuestros consultores. \u00a1Nos vemos pronto!<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Historia de la industria de los pagos, hasta el surgimiento de las pasarelas de pago. Tecnolog\u00eda financiera que tu comercio necesita para vender m\u00e1s.<\/p>\n","protected":false},"author":31,"featured_media":1818,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-3379","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-otros"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Historia de la industria de pagos<\/title>\n<meta name=\"description\" content=\"Historia de la industria de los pagos, hasta el surgimiento de las pasarelas de pago. 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